Basic Life and AD&D insurance

Effective May 1, 2025

More than 102 million Americans say they need, or need more, life insurance.¹ With MetLife, the new life insurance carrier for Independent Drivers Guild New Jersey, you’re able to get the coverage you need, and know your family is taken care of.

MetLife Basic Life Insurance is designed to help your loved ones handle expenses in case something happens to you, such as:

• Child and elder care
• Mortgage payments and rent
• Student loan and credit card debt
• Education and college tuition

What does this benefit include?

The $5,000 Basic Term Life Insurance plan also includes up to $25,000 of Accidental Death and Dismemberment Insurance coverage. 

$5,000 of Basic Term Life Insurance: Foundational protection provided by your association that helps meet a portion of a household’s income needs in the event of a premature death.

Up to $25,000 of Accidental Death & Dismemberment Insurance: May help provide financial security should a sudden, covered accident take your life or cause you serious loss or harm. Once you sign up as a free IDG New Jersey member, you are automatically enrolled in MetLife Basic Term Life Insurance coverage, which includes Accidental Death and Dismemberment, without having to answer any health questions – at no cost to you.

How can I access this benefit?

To access this benefit, sign up as a free IDG New Jersey member. Active rideshare drivers in New Jersey qualify for IDG NJ membership, and it’s free to sign up.

Once you become a member, you will receive an email with more information about your benefits and how to use them.